The European Court of Justice’s ban on gender-based car insurance at the beginning of this month – to be implemented in December 2012 – has received mixed reactions.
British prime minister David Cameron has criticised it, saying it is unfair on women because on the whole they have safer driving records than men and would no longer benefit from lower insurance payments.
Health sociology masters student, Lesego Kgatitswe, says, “I think it’s unfair, we shouldn’t be paying the same as men. We don’t earn the same amounts in the work place, so if they want to eradicate gender inequality they should start with that.”
Managing director of insurance brokers 1st for Women Robyn Farrell says “we have statistical evidence that proves that women are involved in fewer accidents than men.”
In South Africa the cost of the average car claim by an 18-year-old male is R11 997.00, while that for an 18-year-old female is R8668.00, according to 1st for Women.
Bogadi Manzini, a 28-year-old female driver, who works in Braamfontein says: “[It] wouldn’t be fair, we should pay less because we are safer drivers. I don’t support it. And would we be paying the same [amount] as the men or will there be a new standard [amount]?”.
Others feel it isn’t as big a deal as it is being made out to be.
“Your gender is just one out of many criteria that your insurance considers,” says Motlapele Tau, a 42-year-old female driver.
Jolene Chait, 1st for Women’s PR managing director, says “[we] will continue to charge premiums that reflect women’s lower insurance risk as drivers.”