Between Statistics South Africa and the president, the country’s employment figures don’t quite add up.
President Cyril Ramaphosa announced on Thursday, February 12, during his delivery of the State of the Nation Address (SONA) in Cape Town that the government has created over 2.5 million job opportunities through the Presidential Employment Stimulus, mainly for young people and women.
The president’s declaration comes as a surprise, because since the inception of the Presidential Employment Stimulus in 2021, unemployment rates for the youth (people aged 15 to 34) have been at their the highest, 44.6% in 2024 and 46.1% in 2025 according to Stats SA. While 31 000 young people got employed in 2025, another 39 000 young people became unemployed. So where exactly are the millions of jobs? Mr President show us the jobs.
Ramaphosa once again promised to create jobs through massive investment in new infrastructure, while upgrading and maintaining the existing infrastructure, and engaging local and international investors to finance this venture.
Last year, the president promised to create jobs through industries of the future, which are green manufacturing, renewable energy, electric vehicles, and the digital economy. This year, he again promised something similar. Is it possible that the president just copied and pasted this section of his speech from his 2025 speech?
Knowing that we have heard this before, what could possibly make us confident that this time things will be different?
The situation is so dire that we had over 600 job seekers queue for 50 positions at a restaurant in Durban last year. Our young people are applying to fake jobs abroad, falling prey to scams. Desperation often trumps due diligence when applying.
Perhaps, this year’s plan could be more promising as confidence is rising among investors, because South Africa is no longer on the grey list and the Rand is currently stronger than the US dollar.
Leaning towards creating jobs within our thriving agricultural sector through the introduction of 10,000 new extension officers to offer support to farmers and improve agriculture is an interesting move, I’ll give him that.
Those are 10,000 new jobs, and they are looking to improve our agriculture sector to be stronger so that we can export more. That includes avocados, maize, livestock, grapes, and wine.
Now we are waiting to see if the budget, which will be tabled on February 25, is in alignment with all the promises and reforms that the president has promised in his SONA.
FEATURED IMAGE: President Cyril Ramaphosa delivers the 2026 State of the Nation Address on February 12, 2026. Photo: Jairus Mmutle / GCIS
Technology is advancing and getting involved will help postgraduates not get left behind.
The Wits Postgraduate Orientation introduces students to their chapter as ‘seniors’ on campus.
App development in academic research is encouraged.
Apps can be beneficial but also have various limitations.
From left to right, Simone Dahms Vester, Tasneem Hassem and Lesego Molefe, at the Post Graduate Orientation panel discussion session. Photo: Bonolo Mokonoto
In the age of artificial intelligence, postgraduate research needs to adapt quickly to not just keep up but lead the way. This is what new students were told during their Postgraduate Orientation on January 28, 2026 at the Great Hall.
Beyond using apps and tools that already exist, students were encouraged to be creative and develop their own apps instead of relying heavily on AI for their research. “[With] something like ChatGPT, we need to know who developed it and what data it has been trained on, especially with mental health, a lot of the phrases or tools that have been developed come from the west, so when we transfer it to South Africa there is a mismatch on how we understand mental health” said Tasneem Hassem Senior lecturer in Psychology.
Students were urged to take advantage of digital platforms to create their own apps, using a data collection tool or analysis app. The speakers noted that by identifying everyday research challenges, students can find practical solutions without having any app development background.
Postgraduate students in attendance at the Postgraduate Orientation. Photo: Bonolo Mokonoto
As beneficial as apps can be, they also have their own flaws. Lesego Molefe, a master of science student, shared some concerns regarding the Wits app. “I will always reference the Wits mobile app, it is literally the one stop shop to everything, but there is one problem- it’s that, it’s a bit fragmented” she said. The Wits app needs to bring together the student element, by making it more interactive for it to function as a social media platform.
New technologies should be seen as an opportunity to enhance research rather than an obstacle to tackle.
FEATURED IMAGE: From left to right, Simone Dahms Vester, Tasneem Hassem, Lesego Molefe and Prof Jennifer Fitchett, at the Post Graduate Orientation panel discussion session. Photo: Bonolo Mokonoto
Jozi Angels and 22onSloan fund and mentor innovative AI business ideas aimed to solve African problems, founders warned on how not to fumble the bag.
Start-up founders need to be financially literate.
Scaling soon is bad for businesses.
Mentorship and funding available for entrepreneurs with lucrative solutions to African problems.
Wits University is hosting the fourth edition of the Applied Machine Learning Days (AMLD) conference from January 26 to 29 at the Wits Science Stadium and investors are present to advice Artificial Intelligent (AI) powered business founders.
From left to right: Hayet Hammana, Bernadette Bule and Keshni Morar. Photo: Lulah Mapiye
Bernadette Bule, Wits alumni, and Business and Partnerships Manager at 22onSloane, the largest startup campus in Africa, based in Johannesburg, said there is a fundamental skill every founder must have.
“I’ve seen that a lot of founders lack financial literacy, which leads them to desire to scale their businesses way too early. Our programme looks at the stages of our BRL (Business Readiness Level), which is from zero to ten, and determine your business needs as per your BRL level,” she said.
Keshni Morar, Angel Investor at Jozi Angels, agreed. She said a lot of businesses scale prematurely, leading to their downfall. Morar’s core work includes funding and mentoring early-stage South African start-up’s.
“Sometimes they [founders] may not be the right person to scale the business. Understanding fundamentals of business and self-awareness really helps with transferring the power to someone who is more capable of getting the business where it needs to be,” she said.
There were many AI-powered startups at AMLD, from AI models designed to assist doctors with follow-ups, scheduling patients and sending appointment reminders to efforts to end the use of English as a lingua franca through AI-mediated one-on-one conversations amongst African descendants of different languages.
One of the co-founders of Masakhana, a company research and funding company aimed at democratising AI in South Sudan, Lydia Kila Taban said: “We have more than 2,000 spoken languages in Africa, but the technology we use does not understand most of our languages. This results in a lot of people being unable to understand technology as it is not in a language they speak and think in.”
Masakhana is working to solve this problem with the help of researchers, engineers, computer scientists and others passionate about preserving African languages and heritage. This is a perfect example of the type of solutions Jozi Angels is willing to take risk funding.
Bule said with great ideas and the right funding, young people could help put a dent in South Africa’s unemployment problem.
This might be the year the national treasury receives more than two thousand budget tips.
Budget speech to be delivered on February 25, 2026.
Students raise funding, infrastructure, and security concerns.
February 16, 2026, is the closing day to submit tips.
Some university students are eagerly welcoming the Minister of Finance’s call to send budget tips ahead of the second budget speech under the Government of National Unity (GNU), scheduled to be delivered on February 25, 2026.
According to the Parliamentary Monitoring Group, the invitation to send through budget tips began in 1999 under former Finance Minister Trevor Manuel. An effort to get civil society to actively participate in matters of national importance.
Since its inception, citizens’ participation has been limited. In 2023 minister’s office received over 2000 responses. Before and after that, the responses were fewer than a thousand.
Even though the Wits SRC Treasurer General, Somwabo Mhlahlo (22) believes this is one of those things the government does to tick a box, he is determined to contribute to the conversation.
Mhlahlo’s biggest concern is that many students previously funded by the National Student Financial Aid Scheme (NSFAS) are unable to register for the 2026 academic year.
“They have outstanding fees and cannot proceed with their studies because of the NSFAS cap on accommodation, it is the government’s responsibility to settle that debt,” he said. NSFAS currently caps accommodation allowance at R55,000 while residences on campus are currently charging between R55,685- R117,962.
For Sanele Segutya (23), a post-graduate student in Public Management, who spent three weeks in a public hospital in Cape Town due to a leg injury, resource allocation on public health services is most important. To offer services that are almost similar to those offered in private hospitals.
“The fact that I was in a hospital in itself is a privilege. My observations may have been surface level, but the nurses seemed frustrated all the time. At some point they had to discharge patients early because of a shortage of beds,” said Segutya.
Another student who is drafting a tip is eighteen-year-old Tsenolo Dampies, first-year student in Computational and Applied Mathematics. Dampies’ focus is infrastructure and security. “We need more cameras in crime hotspots, and more police stations where people can report crime as we all know that crime is on a rise in South Africa,” he said.
Witsies are using this chance to play a part in building the nation they dream of living in. If you were unaware that you have this power, you are being urged to click on this link, in no more than 300 words, state how you want your government to allocate funds, by no later than Monday February 16, 2026.
FEATURED IMAGE: Image showing South African Rands. Photo: Lulah Mapiye
Booking accommodation is slowly becoming a gamble as trusted sites get flooded with fraudsters.
Students struggle with online registration and travel miles for in-person assistance.
People use Booking.com to defraud customers.
Use of AI consultants blocks customers from getting safe and speedy assistance.
Owam Vinqi, a Wits fourth year student from Port Elizabeth was left without a place to sleep on Thursday, January 15p on Thursday. Vinqi who had spent fifteen hours travelling to Joburg was left stunned after being informed of the non-existence of her booking during check-in at 286 Fox Street, Maboneng.
Vinqi had booked a studio apartment for a two night stay on Booking.com for R810. Money she could barely afford to part with, as her trip was primarily to sort out a registration block due to outstanding fees of R13 000. The last thing Vinqi expected was to fall prey to a scam.
Upon her arrival, a security guard at 286 Fox Street said her booking was invalid, as she had no email with a secret code to present at check-in. The proof of transaction Vinqi had on her banking application was not enough.
“I looked stupid talking to the security. When I tried contacting Sterling [the alleged manager of the apartment] via the Booking.com platform, I received no response.
“I exhausted all my options and finally accepted that I had been scammed,” said Vinqi. She was able to access emergency accommodation in Doornfontein provided by the Wits SRC.
Wits Vuvuzela reached out to Sterling, who refused to disclose his full name and surname, regarding Vingi’s allegations. He denied any knowledge of the booking and explained that Booking.com handles all payments and confirmation letters. He said he only receives his cut days after hosting the guest.
“I do not know if or how she was scammed. If she did not receive a confirmation email, she should take the matter up with Booking.com and they will refund her,” said Sterling.
This incident is one of many global Booking.com scams. In the UK, customers lost a total of £370,000 (ZAR 8 090 645,70) between June 2023 and September 2024 reported The Guardian.
Furthermore, last month, Euronews raised serious concerns regarding the careless nature of Booking.com’s security, specifically its failure to remove fraudulent listings that have become ‘stains’ on the platform’s reputation.
Closer to home, content creator, Ariel Lyndsey, made headlines in December 2025, after she was scammed twice in the Camps Bay area in Cape Town. Despite reporting the first fraudulent listing, she found another deceptive property on the same app, highlighting a dangerous lack of oversight in the platform’s verification process.
Wits Vuvuzela’s efforts to get through to a human consultant at Booking.com were blocked by many AI consultants on calls and Instagram and lastly an international helpline.
Vinqi had exhausted the above options before resorting to opening a fraud case through her bank, and now she is awaiting feedback on the case.
FEATURED IMAGE: Illustration of a student stranded in Maboneng. Photo: Lulah Mapiye
As the G20 Summit approached, women all around the country demanded to be heard, and now that the proceedings have concluded, have they been?
The G20 declaration was adopted, uncontested.
Priorities for equality, growth, and safety for women were highlighted.
For South Africa, concerns about implementation are significant.
From climate change to debt relief, the declaration highlighted some of the most pressing global challenges.
With the theme of sustainability, equality, and solidarity, President Ramaphosa reiterated in his opening that a “solid plan” will leave “no person, community, or country behind.”
Yet, lingering was the concern of gender-based violence and femicide (GBVF) in South Africa.
G20 women’s agenda
Deviating from tradition, President Ramaphosa asked the G20 leaders to adopt the declaration at the start of the summit, rather than at the end. By a show of hands, the statement was adopted by every present country without objection.
In doing so, each country represented committed to prioritising gender equality and attempting to end all forms of violence against women. This includes greater access to financial, economic, and market resources to support entrepreneurship and women-led businesses; and adopting the revised Brisbane-eThekwini Goal to reduce the gender labour gap by 25% by 2030.
Wits Vuvuzela spoke to Professor Narnia Bohler-Muller, head of the delegation for Women20 South Africa, who explained that “the G20 Leaders’ Declaration places women’s rights and safety at the centre of inclusive growth. For South Africa, this directly intersects with the fight against Gender‑Based Violence and Femicide (GBVF), declared a national disaster by President Ramaphosa.”
Session one of the G20 Leader’ Summit on 23 November 2025. Photo: Jairus Mmutle/GCIS
Despite the prospective positive impact of these proposed areas of priority, Argentina expressed concern about the language used – specifically, “gender” and “all women”, fearing that the terms include gender identities beyond the biological male and female. Daily Maverick reported that this linguistic debate took away from strategic discussions.
When the nation spoke
Leading up to the summit, Women for Change National Shutdown turned the country purple, from lit up buildings, to social media profiles, support for women was immense, even the jacarandas joined.
Following the shutdown, and just before G20 proceedings, President Ramaphosa declared GBVF a national crisis, and later, a National Disaster.
Bohler-Muller highlighted that this means that “South Africa must treat violence against women with the same urgency as a pandemic or flood – unlocking emergency powers, funding, and accountability to save lives and restore dignity.”
In this effort, the government plans to strengthen existing policies rather than create new ones. “Our policies and plans are good. Implementation sucks,” Bohler-Muller said.
The youth perspective
Y20 delegate and Wits student, Jamiela Suliman, expressed that “the overall event seemed tokenistic, exclusionary, and elitist,” referring to the T20 and G20 social summit.
“The experience of Women for Change was poor. They were invited to give a speech at the Social Summit for 10 minutes. They funded the trip themselves, had their speaking time abruptly cut down to three minutes, and the Minister of Women, Children, and People with Disabilities walked out before they started speaking,” she said.
GBVF is not only a national disaster, but also an international one.
On November 19, the World Health Organisation (WHO), released a report highlighting that an estimated 840 million women around the world experience partner or sexual violence.
So, with global cooperation, will declarations’ priorities for women be implemented, or will they be the ones left behind?
FEATURE IMAGE: Media room live footage of President Cyril Ramaphosa addressing the G20 leaders. Photo: Ekta Seebran.
Africa’s first G20 Summit put youth, fairness and global cooperation at the centre amid grandstanding from a key member.
The 2025 Declaration is stronger than last year’s, adding clear commitments on youth unemployment, food security and critical minerals.
South Africa kept the summit focused despite the United States’ boycott, showing that no single country is bigger than the G20.
Experts and youth leaders say this summit is a turning point, giving Africa a louder voice in global decisions.
Group photograph of world leaders at the G20 summit on 22 November 2025. Photo: Jairus Mmutle/GCIS
The first G20 Summit held on African soil opened with symbolism that felt heavier than just ceremonial. Johannesburg, the “cradle of humanity,” as President Cyril Ramaphosa framed it, hosted a meeting shaped by global fragmentation, a US boycott, and the weight of expectations that Africa would finally speak in its own voice.
The unanimous adoption of a declaration on Saturday, November 22, signals a level of global consensus on pressing matters. Beyond the speeches, the real significance of this summit lies in what the declaration promises, how it differs from past commitments, and how South Africa managed the absence of one of the world’s most powerful nations.
What’s in the declaration?
Compared to Brazil’s in 2024, the 2025 Johannesburg Declaration is far more assertive in addressing long-standing inequalities between the Global North and South. It introduces structural reforms that African states have demanded for decades.
These include deepening international financial architecture reform, expanding multilateral development bank lending capacity, and setting up the first-ever G20 Critical Minerals Framework, which pushes beneficiation and manufacturing in resource-rich developing countries.
The declaration also goes further than previous years on food security through the Ubuntu Approaches, focusing on price volatility and support for smallholder farmers.
The declaration introduces the Nelson Mandela Bay Target, which aims to reduce the number of young people who are not in employment, education or training by 2030.
This target will be supported by new training programmes, more job-creating investments, and digital skills initiatives that the G20 has committed to rolling out for young people.
Rather than simply stating a percentage, this commitment signals that the G20 now recognises young people not in employment, education or training (NEET) as a measurable crisis that requires intentional policy, financing, and monitoring a major shift from previous summits where youth were mentioned only in passing.
It essentially means governments are now expected to treat youth unemployment as a structural problem that must decline meaningfully, not symbolically.
Dismissing the boycotter in chief and the future
For Frank Lekaba, Senior Lecturer at the Wits University, South Africa handled its diplomatic tensions with the US strategically.
“Ramaphosa refused to let the absence dominate the narrative,” he says.
Lekaba repositioned the G20 as larger than any one member. “The message was clear: there’s the G20, and then there are member states. None is bigger than the G20.”
Youth representatives also see this summit as a turning point. Levi Singh, the sherpa of the Y20, says the declaration “contains good context” for addressing youth unemployment, even if gaps remain.
“While it doesn’t prioritise youth issues as strongly as it could, the participation of young people is finally being recognised,” he says.
He praises the South African presidency for modelling a more people-centred, human-focused approach to multilateralism. “It showed that the G20 can be a platform for the Global South. It located Africa’s voice inside the G20.”
With the US absent, some feared the summit would fracture. Instead, South Africa secured unanimous agreement on a declaration that places Africa’s priorities at the centre of global governance discussions.
FEATURED IMAGE: G20 signage outside the media centre at Nasrec. Photo: Likho Mbuka
The streets fell silent as South Africans lay down to honour women lost to gender-based violence, sending a message that silence is no longer an option.
Dressed in black and carrying the weight of a country perpetually in mourning, hundreds gathered at Constitution Hill on Friday, November 21, 2025, joining the nationwide shutdown organised by Women For Change to honour the lives of the 15 women murdered every single day in South Africa.
Participants of the national shutdown hold up placards on November 21, 2025 at Constitutional Hill, Johannesburg. Photo: Dikeledi Ramabula
At exactly 12pm, participants, including women, children and members of the LGBTQI+ community, lay down for fifteen minutes of silence under the scorching midday sun. Bodies pressed against the burning pavement, many visibly uncomfortable, yet committed to the symbolism of the moment. The air was still. The silence was heavy. The only sound that carried through the venue was the soft, steady calling of the names of the women who have lost their lives, spoken slowly, patiently, and with painful clarity.
In the crowd was *Lerato Madonsela from Braamfischerville, Soweto, a mother attending with her 15-year-old daughter, a survivor of a violent assault earlier this year. For Madonsela, joining the protest was not just an act of solidarity; it was a plea for justice.
“It’s very important for me to be here today because I’m supporting my daughter, who has been going through a lot,” she said. In April, her daughter was allegedly raped by a man dressed in full police uniform, mask, badge, and all.
The police officer waited for her daughter at the bus stop, “He called her and said I sent him to fetch her. She refused, he then intimidated her with a gun, forced her into a car, drove her to an area in Soweto and raped her,” she said.
Her daughter now panics at the sight of anyone in police uniform and cannot identify the man because he was masked.
Madonsela immediately opened a case. “The police took my statement and my daughter’s statement. They did all the tests,” she explained. But just three weeks later, she received an SMS saying the case had been closed. “So my daughter didn’t get justice.”
The ordeal has had lasting effects. Her daughter spent a month in a psychiatric hospital and is still on medication to manage nightmares. The trauma has also disrupted their daily lives. Madonsela said she recently lost her job because her performance suffered while she cared for her daughter. “For me to be here at the shutdown is a blessing,” she said. “I’m here for her.”
Placard that reiterates that enough is enough. Photo: Dikeledi Ramabula
Women For Change spokesperson, Cameron Kasambala, said the scale of the turnout left her fighting back tears,. “People showed up by the hundreds.” For her, the silent protest demonstrated the collective power behind the movement.
“We matter. Our presence is important. Our voices are powerful,” she said, adding that the willingness of people to lie down in the blistering heat for 15 minutes reflected deep solidarity with victims and families.
She stressed that symbolic gestures from government are no longer enough. She called for proper implementation of policies, transparent communication, specialised training and dedicated units within law enforcement.
“We want real action,” she said firmly. “We have heard enough talking, enough policy promises, enough conversations. The President has acknowledged this crisis on global stages like the G20, that means he must act with the urgency and magnitude it deserves.”
Among those who lay on the scorching pavement was Nompumelelo Chiliza, a University of Johannesburg student, who said she joined the shutdown to stand with women silenced by gender-based violence, including moments in her own life when she could not speak out.
Nearby, Yola Sekgobela from Krugersdorp said seeing hundreds gather felt “inspiring” after years of worsening violence. Lying down, he thought of women who no longer have a voice and families still fighting for accountability. “This has to push leaders to act,” he said.
The 15 minutes may have ended, but the call for justice and accountability continues.
*Not their real name
FEATURED IMAGE: Participants lie down for 15 minutes. Photo: Dikeledi Ramabula
Students at Wits University stood shoulder to shoulder in widespread peaceful protest this week, following an allegation of rape on campus, initially shared on social media. In response to protests that spilt out onto the streets of Braamfontein, the university suspended a member of the student representative council (SRC).
In a statement issued on November 11, the university said: “The alleged perpetrator has been put on precautionary suspension whilst the matter is being investigated. We encourage all students to abide by the University’s rules and allow the University’s process to take its course.”
In public statements, the Wits SRC named and distanced themselves from the alleged rapist, and reaffirmed an “unwavering stance against all forms of gender-based violence and sexual exploitation”. They also made a plea for formal cases to be laid with university structures.
Students gathered outside of a South Point residence in Braamfontein. Photo: Phenyo Selinda
South Africa currently finds itself at a critical point in conversations surrounding GBV, with movements like Women For Change calling for a nationwide shutdown on November 21, 2025. This, after the movement’s bid to declare GBV a national crisis was rejected.
At Wits, previous cases have sparked protests such as #EndRapeCulture, leading to policy reforms including the establishment of the Gender Equity Office (GEO). Yet, with student surveys showing that 62% of students have experienced some form of GBV, activists say there is still a long way to go.
The university encouraged students to report cases of GBV to the gender equity office “in-person or via this link: GEO Reporting Tool.”
A GBV mass meeting will be hosted by the SRC on November 13 at 10:00 at the Great Hall, in an effort to support other survivors and stand in solidarity with anti-GBV efforts.
As the investigation unfolds, the Wits community and South African students at large are once again faced with a painful question: how many more women must suffer before justice becomes the norm, not the exception?
Emergency telephonic counselling can be accessed via the Wits Students’ Crisis Line on 0800 111 331. This line is available to all Wits students 24/7/365. The Wits Student Crisis App is also available for students who prefer live chat or text counselling, or contact CCDU for assistance.
FEATURED IMAGE: A photo of wits students gathere in the persuit for justice by Liyabona baartman
Investigative journalism is alive and well in Africa, report Lulah Mapiye and Sechabe Molete.
Journalists and media workers from over 30 African countries gathered for the AIJC conference.
Journalists were reminded to apply journalistic basics to produce the best work.
The annual AIJC conference will take place in Kenya next year.
Investigative journalists from South Africa, The Gambia and Ghana walked home with all the spoils of the third edition of the African Investigative Journalism Awards held on Thursday, November 6, 2025.
The ceremony, hosted in partnership with ABSA, brought together journalists and media workers from over 37 African countries and 45 further afield, reaffirming a common desire to change the world through storytelling.
As broadcaster Sakina Kumwendo introduced the night’s various speakers, it became evident that the future of African journalism is in good hands.
“As I look around, I see not just fellow journalists, but I also see the ultimate custodians of truth on our continent. Women and men who carry the torch in the darkest corners where power hides, knowing full well that this very light they bare makes them targets,” said the Editor in Chief of Nation Media Group, Dr. Joe Ageyo, in his keynote address.
From left to right: Seth Bokpe, Dewald van Rensburg, Edmund Agyemang Boateng and Mustapha K Darboe at the African Journalism Awards. Photo: Leon Sadiki
Ageyo’s message was a call to action for all African journalists to sharpen their tools to save Africa from the horrors brought on by corruption, negligent leadership and weaponised incompetence that continue to torment her.
South African journalist Dewald Rensburg won the award for his 10-part series titled ‘City of Gold’ last night. Rensburg’s ‘City of Gold’ piece exposes a large Gold-based VAT scam worth billions. His exposè shines light on organised crime and money laundering in Johannesburg’s gold sector.
Convener of Judges, Gwen Lister, revealed there were many compelling submissions, which almost made choosing one ultimate winner impossible. However, what sets winning journalists apart from the rest is the ability to go back to journalistic basics.
And 2025’s awards did not only celebrate the first prize recipient, second place went to Mustapha K Darbae of The Republic, The Gambia for “The Assets Go for a Song”. In third place were Seth Bokpe and Edmund Agyemang Boateng of The Forth Estate, Ghana for “Forest invasion.”
The investigative journalism work continues and delegates will convene in November 2026 at Aga Khan University, Nairobi, Kenya for the fourth AIJC.
FEATURED IMAGE: Dewald van Rensburg giving a speech after winning. Photo: Leon Sadiki
Despite tuition appearing cheaper on paper, Wits students from financially disadvantaged households still grapple with mounting debt and the hidden costs of higher education.
Wits students face growing debt and hidden expenses that make higher education increasingly unaffordable despite seemingly low tuition costs.
Universities struggle with declining government subsidies, inflation-driven expenses, and financial strain, forcing them to raise student fees to survive.
NSFAS funding limits and inconsistent policies deepen student inequality, threatening to reverse the hard-won progress of the Fees Must Fall movement.
When Medupi Reginald Mathunyane, a final-year Biological Sciences student at Wits University, was defunded by the National Student Financial Aid Scheme (NSFAS) in 2022, the weight of uncertainty hit him hard. Months of appeals followed, each one a battle against bureaucracy and mounting financial anxiety. Today, as he nears graduation, his debt exceeds R100,000, growing every semester.
“I’ve done everything I can just to stay in class,” Mathunyane says, his voice carrying both determination and exhaustion. “But the stress of thinking about how I’ll pay back this debt never goes away. It’s like carrying a shadow over my studies, reminding me I might not make it through without sacrificing my dedication to my studies, with the hope that someday I will be funded.”
Mathunyane’s story is not unique. Across South Africa, students from financially disadvantaged households are feeling the squeeze. Yet on paper, higher education appears more affordable than ever. Professor Imraan Valodia, a former Wits University dean and respected economist, explains that comparing tuition fees over time without accounting for inflation gives a misleading picture.
“Degrees are not entirely more expensive,” he says. “If you take R60,000 in 2010, it would be roughly equivalent to R125,000 in 2025 when we adjust for inflation. By that measure, a R100,000 degree today is technically cheaper.”
But Valodia stresses that these numbers mask the lived reality for students. Over the past 15 years, South Africa’s consumer price index has averaged around 5% per year, while the higher education CPI (which tracks costs specific to universities such as equipment, laboratory maintenance and academic resources) has risen even faster. This means that even if tuition has not increased as sharply in nominal terms, the cost of delivering quality education has, leaving institutions and students caught in a financial tug-of-war.
At the heart of the affordability debate lies South Africa’s strained public finances. For years, sluggish GDP growth has constrained government revenue, leaving the Treasury with difficult choices between competing priorities: healthcare, social protection, infrastructure, and education all vie for the same shrinking fiscal pie.
The 2025/26 Budget allocated R146.6 billion to post-school education and training, about 5.7% of the total R2.58 trillion consolidated budget. Debt-service costs alone consume nearly R426.3 billion, almost three times higher.
The numbers reflect the impossible trade-offs. South Africa spends generously on education in global terms, at about 6.1% of GDP compared to the global average of 4.4%, yet this has not translated into affordability for individual students. Much of the spending goes to maintaining an already burdened system rather than making degrees cheaper at the point of entry.
Wits spokesperson Sherona Patel highlights the pressures universities face, which often go unseen.
“The University generally receives its income from three sources: state subsidies, student fees, and third-stream income such as donations or contract research,” Patel explains. “If subsidies decline in real terms, then student fees increase. Surpluses are reinvested into the academic project to ensure sustainability for future generations.”
Patel points out that the higher education inflation rate often outpaces general inflation. Specialized laboratory equipment, international journal subscriptions, and research costs are usually denominated in foreign currency, leaving universities vulnerable to exchange rate fluctuations. On top of this, Wits must cover additional domestic expenses, including diesel and water tankers during load shedding and water shedding, private security around Braamfontein, and inter-campus transport.
Despite these pressures, Patel notes that Wits allocated R2.33 billion in financial aid, bursaries, and scholarships in 2024, helping over 30,000 students access higher education. Historic debt totalling R63 million was cleared for nearly 800 students. Even with these efforts, Patel admits that the University cannot cover all student costs without risking insolvency. “Free education and debt clearance require national solutions involving government, the private sector, and donors,” she says.
Even the National Student Financial Aid Scheme, meant to be a buffer against financial exclusion, has struggled to keep pace with rising costs. In February 2025, the scheme announced a 4% increase in allowances for university students and a massive 46% increase for those in TVET collegesto cushion the blow of inflation. Yet students argue that these increases barely scratch the surface in cities like Johannesburg, where rent and transport costs quickly erode monthly stipends. NSFAS itself acknowledged the pressure, stating that “where necessary, NSFAS will take extraordinary measures to ensure that NSFAS-funded students are not left stranded due to skyrocketing accommodation costs.”
For the Wits SRC Treasurer General, Liyabona Baartman, the statistics do little to soften the financial reality facing students.
“The financial barrier is tuition and accommodation together,” he says. “Take someone studying medicine at UKZN and someone doing the same at Wits. The UKZN student pays less. Yet NSFAS applies the same funding formula across the country. That does not make sense. Living in Johannesburg is more expensive than living in KZN. NSFAS needs a case-by-case approach.”
Baartman also warns that the gains of the Fees Must Fall movement are being undermined.
“Before Fees Must Fall, NSFAS was a loan. We fought tooth and nail to turn it into a bursary. That was a major gain. But now, those gains are being reversed. NSFAS used to pay the full cost of accommodation. Now there’s a cap, leaving students stranded. The inconsistency in challenging the system has allowed these rollbacks to happen.”
For Mathunyane, the numbers are not abstract. They are lived experiences: long nights balancing part-time work and studies, the constant worry of falling behind, and the persistent anxiety that debt may derail his dreams.
“I’ve survived this far,” he says. “But I don’t know what will happen after I graduate. The debt does not go away. It feels like the system is built to make you survive, not thrive.”
At the heart of the debate is a national question: who should bear the cost of higher education? Families already grappling with unemployment and inflation feel the pinch. Universities warn they cannot fund every student without collapsing. Students insist that education is a right, not a privilege reserved for the middle class.
As Patel explains, “Student funding is a national challenge and requires broader discussions and solutions.” Baartman counters, “We cannot let the gains of Fees Must Fall be rolled back. Free education is still the goal.”
Until these tensions are resolved, higher education remains both a lifeline and a financial cliff, cheaper on paper, yet still impossible for those who need it most.
FEATURED IMAGE: Graphic of Wits University the stock market prices Going up to and logos by Phenyo Selinda
Buy Now Pay Later services promise a convenient payment method to make shopping easier, but for many, that convenience comes at a hidden cost.
BNPL is marketed as interest-free but relies on retailers and penalties.
Lower-income consumers use BNPL services due to economic inequality and immediate gratification.
BNPL services have hidden costs that pose financial risks.isksto consumers.
It’s currently 01:15 am, and the only light glowing in the room is from a phone screen. Tumelo is mindlessly scrolling through endless digital aisles. Tap, tap, tap – her thumb dancing against the glass screen and then finally, she sees it; her heart beating with jolts of excitement, the one item she’s been searching for – a cow print denim skirt. Her cart is already overflowing with festival gear. The total, a shocking R1274.64 “That’s way too much” she says.
She can’t afford all the items in her cart, but this festival is all everyone’s been talking about, this denim skirt is the last item that would complete her look. And then like a flash, something catches her eye, it was almost as if the whole room had lit up “make shopping easier with 4 interest-free payments.”
At first, she hesitates, but then thinks of how good she would look at the amapiano festival two weeks from now, contemplation swims in her head and finally, she’s convinced herself that it’s harmless. It’s just four payments of R318.66. No interest. No catch.
Or so it seems. Without another thought, she clicks “checkout with PayFlex” before she can even change her mind. But how exactly does this interest-free model work? With major providers like PayFlex, PayJustNow and Mobicred as alternative payment options, it has never been easier to get what you want, when you want it. By just a click of a button, you can get all your heart’s desires now and worry about the bill later.
The Buy Now, Pay Later (BNPL) industry is rapidly growing in South Africa. It offers customers a convenient way to shop by allowing them to purchase items without paying the full amount at once.
BNPL services are marketed as interest-free payments split into weekly or monthly manageable instalments. This is similar to the traditional lay-buy systems, but the only difference is that with BNPL, customers receive purchased products immediately and do not have to wait for it to be fully paid.
While BNPL have convinced customers that you can get whatever you want whenever you want it, at a small price, their interest-free claims raise the million-dollar question: how exactly do these companies generate their revenue?
Image of Payflex zero-interest offer payment plan. Photo: File/Payflex.com
Why South Africans flock to BNPL
According to a Research And Markets report, South Africa’s BNPL industry has undergone a significant growth between 2021 and 2024 and is projected to increase further from USD 717.3 million to approximately USD 1.3 billion by the end of 2030.
This growth is attributed to the increasing demand of interest free payment options, particularly as digital payment methods become more popular, especially among the younger consumers.
This upward trend only highlights the deep-rooted inequalities faced by regular South Africans. In an economy that frequently excludes lower-income consumers, many turn to BNPL providers as a financial lifeline, especially for those unable to pay for essentials up front. These platforms make large purchases feel more manageable.
In addition to the rising cost of living, a large population of South Africans either lack access to traditional credit or have limited financial services available to them.
Professor Gary van Vuuren of the Wits School of Economics and Finance argues that it’s a system that taps into the idea that things will look good in the future, that one will be able to pay their debts in time, “We always misjudge our future obligations – but other things always come up,” he says
He explains that it is a system built on optimism, “humans believe that they will have the money in a few months’ time… but life doesn’t work that way – immediate gratification, that’s what humans love.”
The illusion of “interest-free”
So, how do BNPL providers make their money if they are not charging interest?
First, it starts with the retailer. BNPL provide a service to merchants. These merchants are your everyday retail stores such as Superbalist and Takealot, they partner up with a BNPL provider and pay a small fee every time customers opt for the BNPL option at checkout. This is a simple arrangement that creates a win-win situation where the retailer boosts sales with fewer abandoned carts and the BNPL provider earns a commission.
Research by Stitch shows that customers spend 20-30% more when using Payflex, in fact, 83% of customers say they shop more often when Payflex is available.
Applying is made deliberately simple, at the point of checkout, you are required to provide your personal details such as your ID number and your debit or credit card information.
Providers then conduct a light credit check to assess if you will be able to pay these instalments when the time comes without digging too deeply into your credit history.
This speedy process is the key to their success, “They don’t want to do a deep credit dive – it costs time and money,” van Vuuren explains.
The consequences
While the promise of no interest is plastered in bold across all BNPL marketing, the real conditions are often buried in the lengthy terms and conditions – a place very few customers look.
For Tumelo, the “no catch” was a promise short-lived. A week after the festival, she received an SMS from Payflex informing her that the R318.66 payment was overdue and that a R95 default fee had been added. “I completely forgot about the payment,” she recalls, “I didn’t even have the money to pay them back when I saw the message.”
The assumption that BNPL services are interest-free makes them seem minimal risk, but a deeper look reveals the hidden costs associated with using these platforms.
According to Professor van Vuuren, many consumers lack the financial education needed to navigate these services. “The average customer probably won’t be very financially literate… these places rely on the fact that people don’t pay on time,” he warns.
With Playflex, their catchphrase is simple: “No interest, no drama”, but what happens when you miss a payment?
When you miss a payment on its due date, Payflex automatically charges a default fee. For its “Pay in 4” payment plan, you are charged R95.00 and for a missed “Pay in 3” payment, the fee charged is R125.00. This default fee is charged weekly for a maximum of three charges until the outstanding balance is paid in full.
Screenshot of Payflex Terms and Conditions. Photo: File/Paylex.com
But that’s not all. If the overdue balance remains unpaid, it starts to result in default interest at 2.00% per month. This happens because the overdue payment effectively reclassifies the initial transaction as an incidental credit agreement under the National Creditors Act (NCA) – additional charges which are hidden from sight.
For those who fail to make payments on time, the consequences can be severe. A missed payment might seem like a minor issue in the moment, but it can leave you in a web of financial entanglements down the line.
So essentially, the real revenue for BNPL companies comes from default and penalty fees from missed payments.
“These companies are going to make people poorer in the long run. They give people the expectation that they can afford things that they actually can’t,” says van Vuuren.
While BNPL services claim to be interest-free, the hidden costs are stitched quietly beneath the fabric of a soft cotton blouse or the travel tickets to a beachy holiday in Cape Town – penalties and mounting charges that only reveal themselves after the fact, turning an interest-free purchase into a costly debt.
Before clicking the shiny, appealing button that says, “Pay Later” consider this: what are you really delaying – the cost, or the consequence?
Professor van Vuuren’s advice remains clear: “Make sure that you know the conditions of these contracts.”
While BNPL may seem harmless or even helpful, sometimes reading the fine print is what may save you from a financial trap.
FEATURED IMAGE: Image of online purchase being made with Paylex option and logos of various BNPL services. Photo: Nthabeleng Phayane
Since her announcement as the Democratic Alliance’s mayoral candidate for Johannesburg, Helen Zille has dominated national headlines. In this bonus episode of We Should Be Writing podcast, hosts Lulah Mapiye and Bonolo Mokonoto dissect a media meet-and-greet with the mayoral hopeful. From her extensive political résumé to her controversial public utterance, we examine why the Democratic Alliance has chosen Hellen Zille as their candidate for the 2027 local mayoral elections. Additionally, […]
